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          Eben D. Warner, III P.C.

                 Bankruptcy - Real Estate

                    Wills w Probate w Corporations      

Address
508 N. Jackson Ave.
Odessa, Texas
79761

Phone
432-332-6955

Metro
432-580-6955

Toll Free
800-750-6955

Fax
432-332-0536

Office Hours
Monday-Friday
8am - 5pm

EMail
eben.warner@sbcglobal.net




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BANKRUPTCY
    WILLS AND PROBATE    REAL ESTATE

 

Bankruptcy in Texas

There's no magic formula for deciding when backruptcy is the right choice. It's an option you might consider if you:

  • Are paying only minimum amounts on your bills
  • Can't budget yourself out of debt within five years
  • Are getting notice that your mortgage or loans are being foreclosed
  • Have had a severe financial setback, such as losing your job or a major client, a divorce, or a costly illness

Bankruptcy doesn't get rid of all depts. You are still responsible for these non-dischargable debts:

  • Alimony
  • Child support
  • Recent back taxes
  • Student loans
  • Recent large purchases
  • Fines or Penalties of government agencies
  • Fraudulent debts

As a consumer, you can file for bankruptcy in Texas under either:

  • Chapter 7 (Straight Bankruptcy) to wipe out all debts except those listed as non-dischargable and get an immediate fresh start or,
  • Chapter 13 (Wage Earner Bankruptcy) to set up a repayment plan to pay back your debts over several years' time.

 

Wills and Probate

  • Dying Without a Will
  • Living Wills
  • Will Basics
  • Preparing a Will
  • Providing for Children
  • Transferring Property Outside Probate
  • The Probate Process
  • Executors
  • Estate Taxes


Real Estate

Buying or Selling

  • Listing Your Home for Sale
  • Home Purchase Agreements
  • Responses to Offers
  • Disclosing Hidden Defects
  • House Inspections
  • Condos and Co-Ops
  • Buying Foreclosed Property
  • Restrictions on House Titles
  • Unanticipated Closing Costs
  • Insuring Your Home
  • Mortgages and Deeds of Trust
  • Handling Movers With Care
  • Homeowners' Associations
  • Vaction Timeshares 

Construction

  • Building Your Dream Home
  • Hiring a Contractor
  • Restrictions on Titles
  • Insuring Your Home
  • Handling Movers With Care

Environmental

  • Federal Statues
  • State Environmental Laws
  • Environmental Permitting
  • Environmental Cleanup
  • Nuisance Lawsuits
  • Toxic Mold

Landlord & Tenants

  • Roommates
  • Housing Discrimination
  • Moving In
  • Landlord Duties
  • Subleasing
  • Moving Out
  • Eviction

Zoning and Land Use

  • Dealing With Zoning Issues
  • Zoning Ordinance

Eminent Domain

  • Government Taking of Property

Neighbors and Pets

  • Noisy Neighbors
  • Dog Liability
  • Roommates
  • Homeowners' Association
  • Condos & Co-Ops
  • Boundary Disputes
  • Boundary Disputes Lawsuits
  • Insuring Your Home




 

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